Boca Raton has long been a magnet for luxury buyers, but in 2025, the spotlight shines brightest on new construction homes. With fresh incentives, modern amenities, and a strong lineup of builders, the market offers rare opportunities for those who want cutting-edge design and financial perks.
Buyer Incentives in 2025
Boca Raton’s builders are rolling out creative incentives to attract buyers in a competitive market.
Rate Buydowns & Special Financing: Many builders are partnering with lenders to offer below-market interest rates or mortgage buydowns. These are often exclusive to direct buyers and can dramatically lower monthly payments.
Closing Cost Assistance & Flex Dollars: Builders are offering credits toward closing costs, interior upgrades, or even interest rate reductions. This flexibility helps buyers customize their new home without stretching the budget.
Red Tag Sales & Quick-Move-In Discounts: Inventory homes are coming with major discounts—sometimes saving buyers $50K–$85K compared to standard pricing.
Government Assistance Programs: First-time buyers may qualify for up to $175,000 in down payment and closing cost assistance through Boca Raton’s SHIP program or state-backed grants. Many of these loans are 0% interest and forgivable if the home is owner-occupied for a set period.
Top Builders in Boca Raton (2025)
Boca’s new construction scene is led by some of the nation’s and region’s most prestigious builders.
GL Homes: Known for large-scale gated luxury communities like Lotus and Boca Bridges.
Toll Brothers: Specializing in high-end estates with sleek, contemporary designs.
SRD Building Corp.: Custom ultra-luxury homes in Royal Palm Yacht & Country Club.
Frankel Estate Homes: Waterfront and golf-course estates with bespoke finishes.
Albanese & Sons: A family-run builder creating custom residences.
Alina Boca Raton / Penn-Florida: Boutique high-rise condos and mixed-use projects downtown.
Bloomfield Construction & Courchene Development: Custom estates and renovations.
River Birch & Miller Construction: Personalized, high-end new homes.
Most Popular New Communities
Lotus & Boca Bridges (GL Homes): Contemporary gated enclaves with resort-level amenities, priced from $1.5M–$4M. Incentives are strongest on quick-move-in properties.
Alina Residences: Boutique luxury condos downtown, walkable to Mizner Park and the beaches.
Camino Square & Modera Boca: Mixed-use developments combining residential living with retail and dining.
University Park Expansion: A growing hub for families and FAU faculty, blending single-family homes and multi-family units.
Briskel Pointe & 2600 North Federal Hwy: Boutique, low-maintenance options tailored for professionals and downsizers.
Pro Tips for Buyers
Work with a Realtor: Many builder incentives are exclusive to buyers represented by certified realtors. Walking into a sales center alone may mean missing out on special financing or upgrade credits.
Get on Waitlists: Hot projects like Lotus Palm and downtown towers often release homes in phases. Early access is key.
Confirm Incentive Eligibility: Incentives change monthly and depend on whether you’re buying a quick-move-in property, financing through preferred lenders, or meeting program criteria.
Final Take
In 2025, Boca Raton’s new construction market offers more than just beautiful homes—it delivers serious value. From multimillion-dollar waterfront estates to modern gated communities with resort-style amenities, buyers can find both luxury and financial leverage. With builder incentives at an all-time high and a roster of elite developers, now may be the best moment to secure a new home in Boca.
Explore the latest new construction listings with BG Realty Florida and see how today’s incentives can help you move into tomorrow’s dream home.
